Business Credit Optimization

Your business spending
is paying someone else.
Not you.

Most businesses let thousands in credit card rewards go unclaimed every year — not because they can't win, but because they don't know the game. CardHarvest changes that.

$33B+ Business card market (US, 2024)
$3K–$15K Yearly rewards left on the table by average SMB
17% Small businesses that work with a rewards advisor
The Problem

Business owners know they're spending.
They don't know what they're leaving on the table.

Using one credit card for everything — missing 3-5% category bonuses

Earning points but never redeeming them at optimal value

No strategy for travel vs. cash back — just making it up as they go

Paying annual fees on cards they barely understand

How It Works

Three steps from spend to harvest

01

Audit

60–90 minute discovery session reviewing your current spend patterns, card portfolio, and business goals. We map exactly where you're winning and where you're leaking value.

02

Customize

You receive a complete strategy report with recommended cards, spending allocations, and redemption plays tailored to your business — not generic advice from a blog post.

03

Execute

Follow-up session to implement the strategy, handle questions, and set the cadence for ongoing optimization. Then lock in a retainer for continuous wins.

Most clients are ROI-positive within 60 days. The $875 single session pays for itself on the first optimized redemption.

Pricing

Start where you are.
Grow when it makes sense.

Single Session
$875
  • 60–90 min discovery call
  • Customized strategy report
  • Follow-up implementation call
  • Card portfolio review
Book Now →

Best for: businesses ready to optimize their first card stack

Retainer
$500–$2,000/mo
  • Monthly strategy reviews
  • Real-time redemption plays
  • New card opportunity alerts
  • Quarterly optimization audit
Enroll Now →

Best for: businesses that want ongoing edge, not one-and-done

Who It's For

If any of this sounds familiar, you're in the right place.

👤

Founders & CEOs

You travel constantly but have no strategy for the spend you're already putting on plastic.

📊

CFOs & Controllers

You manage company spend across multiple cards and know there's a better way to account for the value.

🏗️

Agency Owners

Client work drives significant monthly spend — every percentage point in rewards is margin you didn't have before.

🔄

Frequent Travelers

You book flights and hotels regularly and want to turn that spend into upgrades, companion passes, and real value.

Your competitors are already doing this.
You just don't know it yet.

There's no magic here. No secret. Just a structured process that turns the spend you're already making into rewards you're already earning — except now it's intentional, optimized, and worth something. Book a discovery call and find out exactly where you stand.

Book a Discovery Call — $875